What are your financing options?
We currently offer 3-, 6-, and 12-month financing options through Affirm for orders over $200. Just select Affirm at checkout!
About 
Retrospec has teamed up with Affirm to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you actually pay. Provide some basic information and get an instant decision within seconds to split your purchase into 3, 6, or 12 monthly payments with rates from 0% or 10-36% APR. For example A loan of $500 from Affirm would look like this: $43.96/mo. based on a purchase price of $500.00 at 10% APR for 12 months.
How Does it Work?
FAQs
Does Affirm perform a credit check?
Affirm does a credit check to verify your identity and provide you with a financing offer when you sign up. This is a ‘soft’ credit check and will not impact your credit score. If you choose to complete a purchase and finance it with Affirm, we will do a single ‘hard’ credit check when your first order is processed by the merchant. This may have a minor impact on your credit score. For future purchases with Affirm we won’t need to check your credit again.
Why was I prompted to pay a down payment with a credit card?
We try hard to approve every purchase with Affirm but sometimes we can’t approve the full amount. When this happens, we provide a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps us verify your identity and your ability to repay the requested loan. If we prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
Can I see an example loan specifying terms of the loan?
Sure! A loan of $500 from Affirm would look like this: $43.96/mo. based on a purchase price of $500.00 at 10% APR for 12 months.
Legal Disclosure:
Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.